A structured settlement is an arrangement for periodic payment of compensation for injuries or sickness. An annuity is a payment of a fixed sum of money at regular intervals of time. Therefore a structured settlement agreement may sometimes be referred to as structured settlement annuity. A structured settlement annuity is usually paid by an insurance company as a result of a personal injury lawsuit. A common type of structured settlement is a personal injury settlement.

The settling accident victim is often given a choice between a lump sum (for example $100,000) or a series of future payments (e.g. $1,000 per month for 240 months). The use of structured settlement annuities has grown in popularity over the last 15 years as insurers have aggressively marketed them as a cost effective settlement tool.

Structured settlement agreement" means the agreement, judgment, stipulation, or release embodying the terms of a structured settlement.

"Structured settlement obligor" means, with respect to any structured settlement, the party that has the continuing obligation to make periodic payments to the payee under a structured settlement agreement or a qualified assignment agreement.

"Structured settlement payment rights" means rights to receive periodic payments under a structured settlement, whether from the structured settlement obligor or the annuity issuer.

"Terms of the structured settlement" means, with respect to any structured settlement, the terms of the structured settlement agreement, the annuity contract, any qualified assignment agreement and any order or other approval of any court or responsible administrative authority or other government authority that authorized or approved such structured settlement.

How Can I Sell My Annuity Payments?

Several years into a structured settlement payout, a victim's life circumstances will have changed such that they need or desire a lump sum of cash. While structured settlements are often very useful as settlement tools, they suffer from one very serious drawback - inflexibility. Settlement Purchasers provide a cash for structured settlements by re-financing a portion of the future payment in order to give the accident victim the lump sum they desire now.

Annuity Loan

Many people purchase annuities for retirement. Annuities provide a reliable flow of income during retirement. Today, nearly 100 million Americans own annuities. Many of our customers have inherited this asset from a loved ones. However, when life changes, some find that having a steady stream of monthly payments isn't as advantageous as having a lump sum of cash and are looking for liquidity.

Structured Settlements   Structured Settlement Annuity

Life Insurance Settlement

A Life Insurance Settlement also known as a viatical settlement is an arrangement in which someone with a terminal disease sells his or her life insurance policy at a discount from its face value for ready cash. The buyer cashes in the full amount of the policy when the original owner dies.

Life Insurance Settlement

Lawsuit Loan, Lawsuit Funding, Lawsuit Cash Advance, Litigation Financing

If you are involved in a personal injury lawsuit or claim, it may take months, or even years to receive a settlement. Lawsuit Loans, Lawsuit Funding, Lawsuit Cash Advance, Litigation Financing provides cash to the plaintiff in a personal injury lawsuit prior to settlement. The funds are re-paid from the proceeds of the lawsuit settlement. Unlike personal loans there is no credit check and no employment verification required. These types of financial arrangements are non-recourse cash advances based on the merits of the case. The cash advance does not have to be paid back if the client loses the lawsuit.

Lawsuit Loan  Lawsuit Funding  Lawsuit Cash Advance  Litigation Financing

Sell Real Estate Notes

Are you receiving payments from the sale of residential or commercial real estate? Do you need cash now? Are you thinking of selling your real estate note? Are you looking for note buyers? Do you want to sell your real estate note quickly, for top dollar, with no hassles? Do you want to know how much your mortgage note is worth?

Selling a real estate note allows a note holder to turn a monthly income stream into a lump sum of immediate cash. Many note buyers and note brokers have websites where you can request a quote to find out how much your note is worth.

Sell Real Estate Notes  Sell Mortgage Notes